01/10/26 08:23:00
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01/10 05:00 CST It's Indiana and Miami in a college-football title matchup that
once seemed impossible
It's Indiana and Miami in a college-football title matchup that once seemed
impossible
By EDDIE PELLS
AP National Writer
It looked improbable two months ago.
Two years ago --- impossible.
But against the odds, Miami and Indiana have a date in the College Football
Playoff final --- a first-of-its-kind matchup on Jan. 19 in the second national
title game of the expanded-playoff era.
The Hoosiers (15-0), the top-seeded favorite in the 12-team tournament, stomped
Oregon 56-22 on Friday night to reach the final. The Hurricanes (13-2), seeded
10th and the last at-large team to make the field, beat Mississippi 31-27 the
night before.
Indiana opened as a 7 1/2-point favorite, according to the BetMGM Sportsbook.
The game is set for Hard Rock Stadium in South Florida --- the long-ago-chosen
venue for a game that happens to be the home of the Hurricanes. Indiana
quarterback Fernando Mendoza is a Miami native who grew up less than a mile
from the campus in Coral Gables.
"It means a little bit more to me," Mendoza said of the title game doubling as
a homecoming.
He'll be going against the program known as "The U." Miami won five titles
between 1983 and 2001 and earned the reputation as college football's brashest
renegade.
A quarter century later, they are one side in a tale of two resurgences.
Miami's was sparked by coach Mario Cristobal, a local boy and former ?Cane
himself who came back home four years ago to lead his alma mater to a place it
hasn't been in decades.
Among his biggest wins was luring quarterback Carson Beck to spend his final
year of eligibility with the 'Canes.
Beck, steadily rounding back to form after an elbow injury that ended his
season at Georgia last year, is getting better every week. He has thrown for 15
TDs and two interceptions over a seven-game winning streak dating to Nov. 8.
"He's hungry, he's driven, he's a great human being, and all he wants to do is
to see his teammates have success," Cristobal said after Beck threw for 268
yards and ran for the winning touchdown against Ole Miss.
It was the latest step in a long climb from No. 18 in the season's first CFP
rankings on Nov. 4 --- barely within shouting distance of the bubble --- after
their second loss of the season.
The Hurricanes haven't lost since.
Hoosiers rise from nowhere to the edge of a title
Indiana's climb to the top is an even longer haul. This is the program that had
a nation-leading 713 losses over 130-plus years heading into the 2024 season.
Since then, only two.
The turnaround is thanks to coach Curt Cignetti, who arrived from James Madison
and declared: "It's pretty simple. I win. Google me," while explaining his
confident tone at a signing day news conference in December 2023 when he landed
the core of the class that has taken Indiana from obscurity to the edge of a
title.
But Indiana's biggest catch came about a year ago from the transfer portal ---
the oxygen that drives the current game.
Mendoza, who went to the same high school as Cristobal in Miami, chose Indiana
as the place to finish his career. So far, he has won the Heisman Trophy and is
all but assured to be a top-five pick in the NFL draft.
"Can't say enough about him," Cignetti said.
One more win and he'll bring a national title and an undefeated season to
Indiana, an even 50 years after the Hoosiers' 1975-76 basketball team, led by
coach Bob Knight, did the same.
Lots of people could see that one coming. Hard to say the same about this.
CFP selection committee almost kept this game from happening
It might seem like ancient history, but Miami almost didn't make the playoffs.
In its first ranking of the season, back in November, the CFP selection
committee ranked the Hurricanes eight spots behind a Notre Dame team they beat
to start the season.
The history of Miami's slow crawl up the standings, then its leapfrogging past
the Irish for the last spot, has been well-documented. If Miami's trip to the
final proved anything, it's how off-base the committee was when it started the
'Canes at 18, even if they were coming off a loss at SMU, its second of the
season.
Though these programs haven't met since the 1960s, there is familiarity.
One of the best games of 2024 was Miami's comeback from 25 points down to beat
Cal. The quarterback for the Bears: Mendoza, who threw for 285 yards but got
edged out by Cam Ward in a 39-38 loss.
With Ward headed for the NFL, the Hurricanes were a consideration for Mendoza
as he sought a new spot to finish out his college career. But he picked
Indiana, Beck moved to Miami, and now, they meet.
Miami cashes in big
The College Football Playoff will distribute $20 million to the Big Ten and
Atlantic Coast Conferences for placing their teams in the finals --- that's $4
million for making it, $4 million for getting to the quarters, then $6 million
each for the semis and finals.
While the Big Ten divvies up that money evenly between its 18 members, Miami
keeps it all for itself --- part of a "success initiatives program" the ACC
started last season that allows schools to keep all the postseason money they
make in football and basketball.
___
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